Plans for every stage
Start free. Upgrade for unlimited AI CFO conversations, forecasting, and a real plan for your money.
Free
Try UpgradeOS Ledger.
$0forever
- Up to 30 AI CFO messages / month
- Up to 3 accounts, goals, and budgets
- Expense, income & net worth tracking
- Monthly spending reports
- Receipt uploads (5 / month)
- Community support
Beta — waitlist only
Founding Member
Lock in lifetime pricing and shape the product.
$9.99/month forever
- Everything in Free
- Unlimited AI CFO conversations
- Unlimited accounts, goals, budgets, receipts
- AI Memory & forecasting
- Financial health score
- Founder feedback channel & beta access
- Founding Member badge
Pro
For serious personal finance users.
$19.99/month
- Everything in Free
- Unlimited AI CFO conversations
- Unlimited accounts, goals, budgets, receipts
- AI Memory & transaction categorization
- Forecasting, debt payoff & retirement planning
- Advanced reports & priority support
UpgradeOS Ledger is currently in private beta.
Join the waitlist for early access and future founder pricing. Pricing shown is what you'll pay once we launch publicly.
Payments are paused during the private beta. You won't be charged for joining the waitlist.